> For the complete documentation index, see [llms.txt](https://docs.prophetmarket.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.prophetmarket.ai/your-wallet/deposits.md).

# Deposits

*Two routes for getting USDC into your Safe.*

There are two ways USDC lands in your Safe. One is a plain transfer on Polygon, the other converts and bridges from another chain. Both end in the same place: your Safe, holding USDC on Polygon.

## Direct transfer

Anyone can send USDC on Polygon to your Safe address. Once the transfer confirms on chain, your balance in the application updates. There is nothing to approve and no intermediary involved.

{% hint style="warning" %}
**Check the network and the address**

Send USDC on Polygon, to your Safe address. Sending a different asset, using a different network, or sending to your external wallet address instead of the Safe will not produce a Prophet balance, and Prophet cannot reverse an on chain transfer.
{% endhint %}

## Cross chain deposit

If your funds are somewhere else, you can start with any supported token on any supported chain. The integrated LiFi route bridges and swaps it into USDC on Polygon and delivers it to your Safe as the recipient. You do not need to hold Polygon gas to receive it.

{% hint style="danger" %}
**What arrives is less than what you send**

Bridging fees and source chain gas are deducted from the amount you send. The quote shown before you submit is the amount that will actually land in your Safe. Read that number rather than the amount you typed.
{% endhint %}

| Cost             | Who pays | When                              |
| ---------------- | -------- | --------------------------------- |
| Bridging fee     | You      | Deducted by the bridge route      |
| Source chain gas | You      | Paid on the originating chain     |
| Polygon gas      | Prophet  | Absorbed on every on chain action |

{% hint style="success" %}
**Start with a small deposit**

Bridges route through third party infrastructure and bridges have failed historically. A small first deposit confirms the whole path works and shows you exactly what the fees cost before you commit size.
{% endhint %}

## Why your balance takes a moment

Prophet treats the blockchain as the source of truth, so a deposit is only reflected once the chain has confirmed it and Prophet's listener has seen the confirmed event. That is usually minutes. If Polygon is congested it takes longer, and there is nothing Prophet can do to accelerate it.


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